Motorcycle Insurance

The industry standard is two years, but some firms can validate it for three years after your last policy expires. If you take a break from bikes, ensure you get the NCD proof paperwork when your cover expires because insurers don’t keep those records for long. 

The cost of your motorbike insurance depends on several factors, all of which are considered when your motorbike insurance quote is being calculated. These include the type of bike you ride, how you use your bike, your location, your riding history, and any no-claims bonus you’ve built up.  

You can make many long-term changes to help reduce the price of your future premiums. For instance, you can improve the security of your motorbike by parking it in a secure location overnight and installing approved alarms to help reduce your premiums. Also, opting for a smaller 50cc motorbike will typically be cheaper to insure than a more powerful 125cc motorbike. We’d also recommend avoiding modifications that can increase your motorbike‘s value and make them more costly to repair and replace. Some modifications, such as suspension upgrades, may void your insurance, so be sure to check with your insurer first.  

Yes, you will need motorbike insurance with at least third-party cover to legally ride a motorbike on UK roads. This is to protect motorists from damages made by uninsured drivers who otherwise may not be able to pay.