Residential Park Home Insurance
Contact Us Today to Discuss Residential Park Home Quotes
Providing specialist insurance for over 90 years, helping to arrange Park Home policies designed to suit your needs and requirements.
Who We Are
As an insurance broker with over 90 years of experience, we will ensure that you and your caravan are covered, whilst also saving your time and effort on searching around for a policy.
Our quotes compare several insurers, so whether you’re buying your first park home, want more cover, or you’re simply looking for a better deal when renewing your policy we can help you find suitable cover for it. Get in touch with our friendly team today who will be happy to help find the cover you are looking for.
What We Can Cover
- Accidental Damage
- Contents Cover
- Valuables and Personal Possessions
- Flood, Fire, and Theft Cover
- Home Emergency Cover
Why Choose Us?
- 90+ years’ experience in specialist insurance
- An allocated customer service team to guide you through the insurance process
- A team with a wealth of knowledge on park homes
- Access to a wide range of specialist insurance providers
Looking to insure your residential park home? Get a quote from our specialist team today.
Contact Us
For any enquiries or general queries please contact us
Frequently Asked Questions
Residential Park Home Insurance is a specialised policy designed to protect park homes against risks such as theft, fire, storm damage, and vandalism. It also covers contents inside the home and provides liability coverage.
No. Residential and leisure park homes are considered ‘non-standard’ risks by insurance companies. Therefore, your insurance policy must specifically cover a park home. Unlike standard brick-and-mortar homes, park homes are constructed from materials like plywood, metal, and timber, which require different tradesmen for repairs.
The cost of insuring a park home in the UK varies based on factors such as the home’s value, location, and desired coverage level, but typical premiums can range from £200 to £500 annually. Understanding these factors can help you manage and potentially reduce your insurance costs. By enhancing security and maintaining your park home, you can obtain comprehensive coverage at a competitive price, ensuring peace of mind and protection for your holiday home.
While it is not legally required to insure your holiday home, it can sometimes be a requirement of park rules. Park owners may request proof of insurance annually, although this is not always enforced. Without insurance, you would be responsible for any loss or damage. Similarly, while contents insurance is not mandatory, it is advisable to include it in your policy to protect your belongings.
Yes, many Residential Park Home Insurance policies offer coverage for contents inside the home. This can include furniture, electronics, and personal belongings. Be sure to check the policy details to understand the extent of coverage.
You can reduce the cost by installing security features such as alarms and CCTV, choosing a higher excess, and maintaining a no-claims history.
If you need to make a claim, contact your us as soon as possible. Provide us with all necessary details and documentation, such as photos of the damage and a police report if applicable. Follow our instructions to ensure a smooth claims process.
It’s a good idea to review your policy annually or whenever there are significant changes, such as renovations or changes in usage. This ensures that your coverage remains adequate and up to date.
