American Import Car Insurance
Whether you’ve imported an American car to the UK or you’ve moved from the US and don’t want to part with your vehicle, we can arrange American Import Car Insurance that is perfect for you.
What is American Import Car Insurance?
American Import Car Insurance is a specialist Car Insurance type that simply covers vehicles that have been imported from the United States of America. You might find it more difficult to source insurance for your American car as many standard insurers view them as a higher risk than standard vehicles, but thankfully, we can arrange insurance for American vehicles, whether you’ve got a modern pick-up like the Ford F150, an SUV like the Cadillac Escalade, or a sports car like the Corvette.
What can American Import Car Insurance Cover?
- Specialist Cover for your American Vehicle
- Modified American Cars
- Left-Hand Drive
- Breakdown Cover
- Agreed Value
Why Choose Advance for Insuring American Cars in the UK?
- 90+ years’ experience in specialist insurance
- An allocated customer service team to guide you through the insurance process
- A team with a wealth of knowledge on American import cars
- Access to a wide range of specialist insurance providers
- A dedicated claims team to assist you
Looking to insurance your American Import? Get a quote from our specialist today.
American Car Insurance: FAQs
The cost of American import car insurance in the UK varies, but it is generally higher than insuring a UK-bought car due to the costs of repairs typically being higher. On average, it can be around £600 more annually due to factors like higher vehicle value, larger engines, and the difficulty of sourcing parts. Let us at Advance Insurance take out the worry and do the searching for you, allowing us to find you the best deal for your imported vehicle.
There are a number of things you can do to potentially help reduce the cost of your American Import Car Insurance. When choosing your next policy, consider these tips:
- Compare quotes from specialist insurers (we can do this for you here at Advance Insurance)
- Increase your voluntary excess
- Build a no-claims bonus
Additionally, you can also enhance your car’s security features, park in a secure location, and limit your mileage to help reduce your premium. It can also be a good idea to avoid performance-enhancing modifications, as they can increase premiums.
Cover types for American vehicles are very similar to your standard British car, and include the following:
- Third-Party Only: This is the minimum legal requirement, covering damage to others’ property and injuries to others, but not your own car.
- Third-Party, Fire, and Theft: This includes third-party cover plus protection against fire damage and theft of your vehicle.
- Comprehensive: This is the most extensive cover type. It includes third-party, fire, and theft, plus damage to your car, regardless of fault.
- Legal Expenses
- Drivers Club
- RAC Breakdown Membership
- Excess Protection
Yes, many modifications can impact your American Import Car Insurance premium. Performance-enhancing modifications, such as engine upgrades or turbochargers, typically increase premiums because they raise the risk of accidents. However, security enhancements such as alarms or immobilisers can actually help to reduce costs. Be sure to inform us about any modifications you have made to your vehicle to ensure we arrange the correct cover for you.
At Advance Insurance, we offer a wide range of insurance products, including cover for cars, motorcycles, motorhomes, caravans, and Japanese imported vehicles. We also arrange tailored policies for classic cars, modified cars, and chauffeur services, along with household and travel insurance, ensuring comprehensive protection for all your needs.
Contact Us
For any american import car enquiries or general queries please contact us
