Steel Framed House Insurance Insurance
Get Cover for Your Steel Frame Home with Confidence
We specialise in arranging non-standard home insurance, including steel-framed properties .
Steel Frame Home Insurance Quotes at Advance
Steel-framed homes have an interesting history in the UK. Early prefab designs created concerns decades ago, and that reputation still lingers with many mainstream insurers – even though modern steel construction is built to exacting standards. As a result, some standard insurers still classify steel-framed homes as “higher risk”, making it harder for homeowners to find suitable cover.
At Advance Insurance, we take a different view. With over 90 years of experience in arranging non-standard home insurance, we understand the distinction between outdated construction issues and the quality of today’s steel-framed properties. That’s why we work with insurers who appreciate steel frame homes. Whether your property is a sleek new build or a well-maintained older structure, we can help you access cover that reflects its construction.
Every steel-framed home is different, and we make sure to understand yours before searching for the right policy. Our team offers impartial advice, market access, and a straightforward process that takes the stress out of finding insurance for non-standard construction.
What Does Buildings Insurance for Steel Frame Homes Cover?
Buildings insurance protects the physical structure of your property. For steel-framed houses, this typically includes:
- The steel frame itself and supporting structures
- Walls, roof, and permanent fixtures
- Built-in features like fitted kitchens and bathrooms
- Garages and outbuildings
- Damage from fire, storms, and flooding
- Subsidence and ground movement
- Burst pipes and water damage
Contents insurance works alongside buildings cover to protect your personal possessions. This can cover furniture, electronics, clothing, and valuables stored inside your home.
How Can I Get a Quote for My Steel Framed House?
Getting a quote is straightforward, but you’ll need some basic information ready:
- Details about your steel frame construction
- When your house was built
- The rebuild cost of your property
- Your postcode and property value
- Any previous claims history
The rebuild cost is particularly important. This isn’t the market value – it’s what it would cost to completely rebuild your steel frame home if the worst happened. A surveyor can help calculate this if you’re unsure.
We’ll then search our panel of insurers to find you home insurance quotes. You’re under no obligation, and we’ll explain all your options clearly before you make a decision.
- Structural damage from fire, flood, or storm
- Subsidence and ground movement
- Protection for timber frames and wattle and daub panels
- Cover for specialist repair costs using appropriate materials
- Alternative accommodation if your home becomes uninhabitable
- Your belongings and personal possessions
- Accidental damage options
- Cover for valuables and antiques often found in period properties
- Public liability cover
- Legal expenses protection
- Home emergency assistance
- Cover for outbuildings and timber structures
What Makes Our Steel Framed House Insurance Different?
Finding the right insurer for non-standard construction doesn’t need to be stressful. We have access to providers who understand steel frame homes inside and out. These aren’t insurers you’ll find on comparison websites – they’re experts in properties that fall outside the ordinary.
Our team takes the time to understand your specific property. We’ll ask about your construction methods, when the house was built, and what materials were used. We’re not box-ticking. It’s about getting you accurate cover that reflects what you actually own.
We offer buildings insurance that covers the structure and permanent fixtures of your steel frame home. You can also add contents insurance to protect everything inside. Many of our customers choose buildings and contents together for complete peace of mind.
Ready to Protect Your Steel Frame Home?
Insurance for steel-framed homes doesn’t need to be complicated. We’ve been helping homeowners protect their properties since 1929. That’s over nine decades of knowledge you can trust.
With access to insurers that comparison sites can’t reach, we help you find the right cover for non-standard properties. This includes steel-framed construction, unusual cladding, converted buildings, listed homes, and properties with flood or subsidence history. With dedicated advisors, impartial guidance, and ongoing support throughout your policy, we make it simple to protect a home that mainstream insurers often misunderstand.
Whether you need a quote or want tailored advice for your steel-framed home, contact us. Our friendly team is ready to help you secure cover that fits your property.
Steel Frame Property Insurance: Frequently Asked Questions
Mainstream insurers rely on high-volume, standardised policies, so they prefer straightforward brick-and-mortar homes where they can clearly predict risk. When a property uses non-standard construction (like steel frames), they often can’t accurately price the risk. That doesn’t mean your home is problematic. It simply means you need an insurer with knowledge, which is where we can help.
We can arrange cover for many non-standard properties, including timber-framed houses, listed buildings, converted barns, and homes with a history of subsidence. Every non-standard home has its quirks, and our experience helps us match you with insurers who understand the requirements of your property type.
Yes. Home emergency cover gives you fast assistance when urgent issues arise like burst pipes, boiler breakdowns, or electrical failures. It can save you significant stress and expense. We’ll talk you through all optional add-ons when you get in touch, so you can choose extras that benefit you without paying for cover you don’t need.
If you need to make a claim, we’re on hand to guide you through the process and ensure you receive the support your policy promises. Your policy documents explain what’s covered and how to get started, and we’re always here to answer questions and help remove the hassle at a time you need clarity most.
Contact Us
For any enquiries or general queries please contact us