Household Insurance
Protect Your Home With Our Household Insurance Cover Options
A wide range of home insurance needs, from standard home insurance covering buildings and contents, to a thatch-roofed cottage in the country
Who We Are
We can look at many property types varying in construction and age with cover tailored to your specific needs.
Get in touch for a quote, we’ll make sure you receive the right insurance cover for your needs.
What We Cover
Standard and optional benefits
Standard Benefits (subject to insurer and product)
- Landlords 20% of rebuild value for loss of rent
- Landlords Contents
- Public liability
- 3 levels of cover for unoccupied properties
- Accidental damage if requested
Optional extras
- Landlords Legal
- Legal family protection
- Excess protection
- Home emergency
Frequently Asked Questions
Yes, it is possible, but it depends on the building work being carried out. If it involves DIY work (such as minor or cosmetic work), insurers usually do not find this an issue as they do expect you to maintain the home in good condition. However, if you’re having major projects done like changing the structure of your home, such as extensions, knocking walls down, loft conversion, and so on, then you’ll need to check with your insurer if this is covered in your policy
Buildings insurance covers the structure of your home and permanent fixtures and fittings, while contents insurance covers everything inside it. The exact cover depends on the insurer and your policy, but what’s usually covered is burst pipe damage, fire damage, subsidence, criminal damage, and storm and flood damage.
Household insurance isn’t a legal requirement, but protecting your home is important if something goes wrong. If, however, you’re applying for a mortgage to buy your property, it’s likely the lender will ask for household insurance as a condition for taking out the mortgage.
Contact Us
For any enquiries or general queries please contact us
